How to avoid the risks of starting a small business

How to avoid the risks of starting a small business

Every successful business venture starts with an idea, but all successful entrepreneurs know that it takes a lot more to make it work. To deal with all the financial, market and operational risks your start-up is likely to throw at you, you will need to predict and mitigate against them. Here’s how to avoid some of the most common pitfalls when launching a small business.

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Australians Continue to Lose Money on Credit Cards

Australians Continue to Lose Money on Credit Cards

While credit card over-spending is no longer the issue it used to be before the recession stroke in Australia, recent data indicates that the general consumer could actually be saving much more than they spend at the moment. As any credit card holder will intuitively tell you

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Planning a family budget for 2013

Planning a family budget for 2013

The first and most crucial place to begin when planning how to best spend your money for 2013 is to remember to spend less than you earn. Doing the opposite, i.e., spending more than you earn, will give you a monkey on your back because of debt; in fact this monkey can soon begin to feel like a 10 ton gorilla as your debt piles up. Save yourself the worry and make a budget that is workable for you and your family. You can do it! Really you can.

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Getting the Right Cover: What to Consider When Taking out Home Insurance

Getting the Right Cover: What to Consider When Taking out Home Insurance

Home insurance: it is something that every owner needs when they buy or rent a house. Whether it’s just to protect their prized possessions or guard themselves against the potentially severe financial cost of their home becoming damaged as a result of extreme weather or something more preventable, it’s a must-have as a safety net. It is not an essential as with car insurance however without it you could face problems.

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How Your Occupation Can Affect Your Car Insurance

How Your Occupation Can Affect Your Car Insurance

Car insurance application forms are designed to help insurers work out as much as they possibly can about you in order to give you an accurate quote. It’s predominantly based upon the level of ‘risk’ you pose and the likelihood of you making a claim;

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