Personal finance
How do you know if your PPI was mis-sold to you?
You’ve probably seen the ads on television informing you that you may be entitled to claim back thousands of pounds if you were mis-sold payment protection insurance (PPI) when you took out any loans or credit cards.
This has been made possible by a high court ruling that declared that Britain’s banks have to adopt FSA guidelines on the sale of PPI and recompense customers who were wrongly mis-sold this insurance.
Read MoreWhat is corporate banking
Larger companies, institutions and even governments deal with such vast amounts of money and have so many different areas of corporate law and taxes that they require specialist banking services.
Corporate banking is the generic term given to these services and it covers everything from issuing loans to arranging finance packages, managing changes in foreign exchange rates and reducing the amount of tax paid by overseas subsidiaries.
Read MoreSaving Money – There’s an App for That!
In the past, budgeting involved setting a few hours aside while you number crunched your way through reams and reams of household bills, credit card statements and shopping receipts.
And if you wanted to save money on your shopping then you’d have to take out so many coupons that every trip to the till would be like a tickertape parade.
Read MoreCan Money Buy You Happiness? Yes It Can!
You might not care to much for money, money can’t buy you love…but it does look like it can buy you happiness!
Findings from the Institute of Economic Affairs shows that happiness levels exponentially relate to the amount of money you earn. However, I’d say it’s probably more likely that the less money you have the less happy you are
Read MoreHow to Disconnect the Urge to Splurge
While impulse buying can be an enjoyable experience if you have the money, it can be quite detrimental to both you and your bank account if you don’t have the funds. There are a variety of ways for you to keep your credit card in your wallet and your finances in the green rather than the red.
Read MoreThree simple steps to save for a rainy day
During the credit boom saving stopped becoming a way of life for many people as credit was so readliy available that a ‘buy now, pay later’ culture became prevalent.
However, as the credit crunch and recession kicked in people found that credit was becoming harder and harder to come by and this, coupled with a rise in unemployment, means that it has never been more important to have an emergency fund.
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